For members enrolled in the Life Benefit and Group Health Insurance Plan, packages are available for pick up from CGM Insurance Brokers, Haggatt Hall, St. Michael daily.
Fellow BARP Members,
We refer to a recent communication on Facebook and in the Nation newspaper of Wednesday, April 4th, relating to proposed changes to the BARP Group Health and Life plans as directed by the consortium of Insurers.
Given the vast number of members who were unable to enroll leading up to the March 31st deadline date, BARP, along with CGM Gallagher, held further discussions with the consortium of Insurers who graciously accepted our request to extend the open enrollment by two (2) weeks to April 13, 2018. This was in an effort to accommodate the large number of persons who could not complete their registration on time. We still have not attained the target number for the Life Benefit, however, the numbers for the Health Plan have significantly increased. The extension has already resulted in much improved enrollment numbers.
Based on the increased numbers, we again had further dialogue with the Insurers and are pleased to advise of the following:
• The effective date of both the Life and Health plans is May 01, 2018 to allow for the ongoing enrollment up to the extended deadline of April 13, 2018.
• Maintain the original annual deductible of $500.00 per persons for the Health plan.
• The introduction of a one (1) year waiting period before any claims can be submitted against the Life Benefit.
We wish to clarify that there is no waiting period for the Health insurance This means that health claims may be presented from the first day of the effective date of the policy, May 1, 2018.
We sincerely thank all of those BARP members who have enrolled in order to make the Life and Health plans viable for the overall benefit of the membership. We also thank our insurance Broker, CGM Gallagher as well as the consortium of Insurers, Sagicor Life Inc., Brydens Insurance and The Beacon Insurance Co. Ltd, all of whom have worked tirelessly to make this possible.
April 6th, 2018