(246) 538-2277      info@barpbb.com       Mervue House, Marine Gardens, Hastings, Christ Church, Barbados
Thursday, 14 December 2017 12:43

Group Health Plan

 FORM MUST BE PRINTED ON  8 ½ by 14 (LEGAL) PAPER

group health brochure front

The new Medical plan is specially designed to provide all members of BARP and their respective immediate family with access to a wide range of medical insurance benefits that would otherwise be very costly for many members to purchase on an individual basis. Download and review the brochure; for further information contact the Employee Benefits Division at CGM Gallagher Tel: 434 -2200 or  BARP at 538-2277.

OPEN ENROLMENT IS JANUARY 2ND - MARCH 31ST, 2018
ALL BARP MEMBERS are eligible during the open enrolment period January 2nd to March 31st, 2018 - no medicals required.
Please note that after April 1st medicals will be required and the age of eligibility will be 60 years and under.
NB: To ensure viability of the plan 5,000 Members must be registered by March 31st.

INTRODUCTION OF LIFE BENEFIT COVERAGE 
Effective January 1st, 2018, there is an additional $40.00 per year subscription which will be put towards insurance coverage for your final expenses (payable upon death) in the amount of BDS $5,000. This amount must be paid between January 1st and March 31st, 2018.
Coverage will commence April 1st, 2018.

BROCHURE & FAQs

ENROLLMENT FORM MUST BE PRINTED ON  8 ½ by 14 (LEGAL) PAPER

 

 

 

 

 

 

 

 

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20170116 BARP Medical Plan Sign Up Ad Revised

Group Health FAQs

  • When does coverage start? +

    Coverage starts on the 1st of April, 2018.
  • What is Open Enrolment? +

    Open Enrolment is enrolment without medicals
  • When do I sign up? +

    You can sign up at any time during the Open Enrolment period from the 1st of January 2018 to 30th March 2018.
  • Where do I sign up? +

    You can sign up at the BARP office in Hastings and at CGM Gallagher’s office in Haggatt Hall
  • Do I have to provide Evidence of Insurability? +

    No, only if you sign up after the 1st of April 2018.
  • What is a Deductible? +

    Your deductible is the initial amount you must pay each year for covered health services before the Insurer will start to pay. You must be mindful of the
  • Is there an annual deductible? +

    There is an annual Medical deductible of $500.00 per member with a maximum of two per family. The Deductible for the Dental Benefit and the Vision Benefit is
  • What is Co-payment? +

    A co-payment is a fixed 20% amount you pay toward each medical service since the plan will pay 80% of eligible charges.
  • What is Co-insurance? +

    Coinsurance is a fixed 80%, rather than a flat amount, that the insurer pays toward medical service.
  • When are premium payments due? +

    Premiums are payable monthly and in advance. Payment must be made to the BARP office.
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